In addition to the Financial Peace University, created by Dave Ramsey, Your Teen Challenge students will benefit from this handbook. They will be given extra tools to help them learn more about insurance, mortgage options, marketing, bargain hunting and the most important element of all–giving.

Personal Offense
"Mean Girls" by Hayley DiMarco
Since Adam and Eve sinned, there has been no shortage of people being ‘mean’ to each other. Who hasn’t been the victim of meanness? And
