In addition to the Financial Peace University, created by Dave Ramsey, Your Teen Challenge students will benefit from this handbook. They will be given extra tools to help them learn more about insurance, mortgage options, marketing, bargain hunting and the most important element of all–giving.

12 Step
Rapha's Twelve Step Program for Overcoming Chemical Dependency
Rapha, in its first fifteen years, treated over 40,000 patients. Many of these had a dual diagnosis which included chemical dependency. Whereas most other 12-step
